Our Approach

Get to know you and develop a cost effective plan for coverage’s you can afford for you home/auto or business.

Our Story

Founded in 1982, Waters Insurance Agency is locally owned and operated by Chad Waters in Cumming, Georgia. We are a full-service insurance facility and can handle all of your insurance needs. Our agency has been in Georgia insuring Cumming/Forsyth County and surrounding areas for over 35 years, and we can provide the coverage you, your family, and your business need to be prepared for emergencies and everyday occurrences.

Meet the Team

We have over 65 years of combined experience!

Chad Waters

President/Agent

Chad is the son of the founder, Billy Waters. Chad, a Forsyth County native, is a 1995 graduate of North Georgia College and graduated from Forsyth Central High School. He has nearly 25 years experience in the insurance business. Chad is married to Susan Waters and has two dogs, Kadie and Benzie. Chad’s email: insurance.guy@att.net

Martha Garrett

Personal Lines/Office Manager

Martha has been in the insurance business for over 40 years. Martha is a Forsyth County native, graduated from Forsyth County High School. Martha handles the personal lines business for our agency. Martha has one daughter, Dawn, two grandchildren and 6 great-grandchildren. Call on Martha for your personal lines needs. Martha’s email: mgarrett46@att.net

Next Steps…

Click to the right to contact us!